> ## Documentation Index
> Fetch the complete documentation index at: https://docs.idmetagroup.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Finlink Payment Transaction

> Retrieves borrower's comprehensive loan data and history.



## OpenAPI

````yaml api-reference/openapi.json POST /api/v3/verifications/credit-worthiness/finlink-payment-transaction
openapi: 3.0.3
info:
  title: IDmeta API
  description: IDmeta verification and integration API.
  license:
    name: MIT
  version: 1.0.0
servers:
  - url: https://{environment-subdomain}.idmetagroup.com
    description: Your environment (replace `{environment-subdomain}`)
    variables:
      environment-subdomain:
        default: integrate
        enum:
          - integrate
          - api.ph
        description: >-
          IDmeta environment subdomain. Use `api.ph` for
          portalph.idmetagroup.com and `integrate` for verify.idmetagroup.com.
security:
  - bearerAuth: []
tags:
  - name: Processes
    description: Verification process endpoints
  - name: Trust Flow Links
    description: Trust Flow link generation endpoints
  - name: Compliance
    description: Compliance verification endpoints
  - name: Government Data
    description: Government data verification endpoints
  - name: Alternative Verifications
    description: Alternative verification and intelligence endpoints
  - name: OCR
    description: Document OCR extraction endpoints
paths:
  /api/v3/verifications/credit-worthiness/finlink-payment-transaction:
    post:
      tags:
        - Credit Worthiness
      summary: Finlink Payment Transaction
      description: >-
        Retrieves borrower's Finlink payment-transaction verification result
        (API v3). Send a JSON body with `Content-Type: application/json`.
      operationId: finlinkPaymentTransactionVerificationV3
      parameters:
        - name: Accept
          in: header
          required: false
          schema:
            type: string
            default: application/json
        - name: Content-Type
          in: header
          required: false
          schema:
            type: string
            default: application/json
            example: application/json
        - name: Authorization
          in: header
          required: true
          description: Bearer token (`Bearer {your_api_token}`).
          schema:
            type: string
            example: Bearer {your_api_token}
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/FinlinkAllInOneV3Request'
            example:
              firstName: <string>
              lastName: <string>
              dateOfBirth: '1983-07-01'
              phoneNumber: <string>
              email: <string>
              idNumber: <string>
              trustFlowId: 0
              trustValidationId: '{your_trust_validation_id}'
              source: 1
      responses:
        '200':
          description: Finlink Payment Transaction verification processed successfully
          headers:
            Content-Type:
              schema:
                type: string
                example: application/json
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/FinlinkLiteV3Response'
              example:
                success: true
                message: >-
                  Finlink Payment Transaction verification processed
                  successfully
                data:
                  requestId: f6a93465-893d-430a-8125-ac8e5ff19d3c
                  firstName: Juan
                  lastName: Dela Cruz
                  dateOfBirth: '1983-07-01'
                  cellphoneNumber: '639171234567'
                  email: juan.delacruz@email.com
                  idNumber: '912910012312'
                  response: []
                  timeToVerify: 0.0670170783996582
                verificationStatus: VERIFIED
                verificationStatusCode: 3
                trustFlowId: 0
                trustValidationId: '{your_trust_validation_id}'
                verificationType: finlink_payment_transaction
                metadata: null
components:
  schemas:
    FinlinkAllInOneV3Request:
      type: object
      required:
        - firstName
        - lastName
        - dateOfBirth
        - phoneNumber
        - email
        - idNumber
        - trustFlowId
        - trustValidationId
        - source
      properties:
        firstName:
          type: string
          description: First name of the person to be verified.
        lastName:
          type: string
          description: Last name of the person to be verified.
        dateOfBirth:
          type: string
          description: Date of birth (YYYY-MM-DD).
        phoneNumber:
          type: string
          description: Mobile or contact number.
        email:
          type: string
          format: email
          description: Email address.
        idNumber:
          type: string
          description: Government or national ID number.
        trustFlowId:
          type: integer
          description: Trust flow ID for this verification.
        trustValidationId:
          type: string
          format: uuid
          description: Trust validation session ID.
        source:
          type: integer
          description: Finlink source identifier.
    FinlinkLiteV3Response:
      type: object
      properties:
        success:
          type: boolean
        message:
          type: string
        data:
          type: object
          properties:
            requestId:
              type: string
              format: uuid
            firstName:
              type: string
            lastName:
              type: string
            dateOfBirth:
              type: string
            cellphoneNumber:
              type: string
            email:
              type: string
              format: email
            idNumber:
              type: string
            response:
              type: array
              description: Finlink Lite records (may be empty).
              items:
                type: object
                additionalProperties: true
            timeToVerify:
              type: number
              format: double
        verificationStatus:
          type: string
        verificationStatusCode:
          type: integer
        trustFlowId:
          type: integer
          description: Trust flow ID (numeric or echoed identifier).
        trustValidationId:
          type: string
          format: uuid
        verificationType:
          type: string
        metadata:
          type: object
          nullable: true
          additionalProperties: true
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Use `Bearer {your_api_token}` in the Authorization header.

````

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