> ## Documentation Index > Fetch the complete documentation index at: https://docs.idmetagroup.com/llms.txt > Use this file to discover all available pages before exploring further. # Finlink Comprehensive > Retrieves borrower's comprehensive loan data and history. ## OpenAPI ````yaml api-reference/openapi.json POST /api/v3/verifications/credit-worthiness/finlink-comprehensive openapi: 3.0.3 info: title: IDmeta API description: IDmeta verification and integration API. license: name: MIT version: 1.0.0 servers: - url: https://{environment-subdomain}.idmetagroup.com description: Your environment (replace `{environment-subdomain}`) variables: environment-subdomain: default: integrate enum: - integrate - api.ph description: >- IDmeta environment subdomain. Use `api.ph` for portalph.idmetagroup.com and `integrate` for verify.idmetagroup.com. security: - bearerAuth: [] tags: - name: Processes description: Verification process endpoints - name: Trust Flow Links description: Trust Flow link generation endpoints - name: Compliance description: Compliance verification endpoints - name: Government Data description: Government data verification endpoints - name: Alternative Verifications description: Alternative verification and intelligence endpoints - name: OCR description: Document OCR extraction endpoints paths: /api/v3/verifications/credit-worthiness/finlink-comprehensive: post: tags: - Credit Worthiness summary: Finlink Comprehensive description: >- Retrieves borrower's comprehensive loan data and history (API v3 Finlink Comprehensive). Send a JSON body with `Content-Type: application/json`. operationId: finlinkComprehensiveVerificationV3 parameters: - name: Accept in: header required: false schema: type: string default: application/json - name: Content-Type in: header required: false schema: type: string default: application/json example: application/json - name: Authorization in: header required: true description: Bearer token (`Bearer `). schema: type: string example: Bearer requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/FinlinkAllInOneV3Request' example: firstName: lastName: dateOfBirth: '1983-07-01' phoneNumber: email: idNumber: trustFlowId: 0 trustValidationId: '{your_trust_validation_id}' source: 1 responses: '200': description: Finlink Comprehensive verification processed successfully headers: Content-Type: schema: type: string example: application/json content: application/json: schema: $ref: '#/components/schemas/FinlinkAllInOneV3Response' example: success: true message: Finlink Comprehensive verification processed successfully data: requestId: fcb3dfde-5e71-4dfc-a763-20fdc6354e4e firstName: Juan lastName: Dela Cruz dateOfBirth: '1983-07-01' cellphoneNumber: '639171234567' email: juan.delacruz@email.com idNumber: N0323123456 response: FR: data: - recordID: 3536f17c5fe4a79a23be06eec6a1100 kycSurname: Dela Cruz kycFirstName: Juan kycMiddleName: Perez kycDateOfBirth: '1983-07-01' kycIdNumber: N0323123456 kycIdType: 5 kycMobileNumber: '639171234567' kycEmailAddress: juan.delacruz@email.com kycAddress: Rizal Street, Quezon City, Metro Manila (NCR) loanInfoLoanType: 4 loanInfoApplicationDate: '2025-04-16' loanInfoOpenDate: '2025-04-16' loanInfoLoanTerm: null loanInfoOpenBalance: 3000 loanInfoOutstandingBalance: 4021.72 loanInfoNextDueDate: '2025-11-23' loanInfoLastPaymentAmount: 1000 loanInfoLastPaymentDate: '2025-10-08' loanInfoStatusCode: Delayed loanInfoInstallmentAmount: 620 loanInfoOverdueAmount: 500 loanInfoRepaymentFrequency: 1 loanInfoRepaymentHistory: '000121' loanInfoCloseDate: null loanInfoLenderType: fintech contributorId: 9af5d282-7de2-42b9-bdd2-026ef6c7ffee matchedKeys: - cellphoneNumber - email - idNumber - firstName-lastName-dateOfBirth matchedKeyCount: 4 - recordID: 3536f17c5fe4dve647s3j06eec6a101 kycSurname: Dela Cruz kycFirstName: Juan kycMiddleName: Perez kycDateOfBirth: '1983-07-01' kycIdNumber: N0323123456 kycIdType: 5 kycMobileNumber: '639171234567' kycEmailAddress: juan.delacruz@email.com kycAddress: Rizal Street, Quezon City, Metro Manila (NCR) loanInfoLoanType: 4 loanInfoApplicationDate: '2025-04-16' loanInfoOpenDate: null loanInfoLoanTerm: 0 loanInfoOpenBalance: 0 loanInfoOutstandingBalance: null loanInfoNextDueDate: null loanInfoLastPaymentAmount: 0 loanInfoLastPaymentDate: null loanInfoStatusCode: Rejected loanInfoInstallmentAmount: 0 loanInfoOverdueAmount: null loanInfoRepaymentFrequency: 1 loanInfoRepaymentHistory: null loanInfoCloseDate: null loanInfoLenderType: fintech contributorId: 9af5d282-7de2-42b9-bdd2-026ef6c7ffee matchedKeys: - cellphoneNumber - email - idNumber - firstName-lastName-dateOfBirth matchedKeyCount: 4 scores: CS1: score: 544 band: 9 timeToVerify: 0.5075390338897705 verificationStatus: REVIEW_NEEDED verificationStatusCode: 2 trustFlowId: 0 trustValidationId: '{your_trust_validation_id}' verificationType: finlink_comprehensive metadata: null components: schemas: FinlinkAllInOneV3Request: type: object required: - firstName - lastName - dateOfBirth - phoneNumber - email - idNumber - trustFlowId - trustValidationId - source properties: firstName: type: string description: First name of the person to be verified. lastName: type: string description: Last name of the person to be verified. dateOfBirth: type: string description: Date of birth (YYYY-MM-DD). phoneNumber: type: string description: Mobile or contact number. email: type: string format: email description: Email address. idNumber: type: string description: Government or national ID number. trustFlowId: type: integer description: Trust flow ID for this verification. trustValidationId: type: string format: uuid description: Trust validation session ID. source: type: integer description: Finlink source identifier. FinlinkAllInOneV3Response: type: object properties: success: type: boolean message: type: string data: type: object properties: requestId: type: string format: uuid firstName: type: string lastName: type: string dateOfBirth: type: string cellphoneNumber: type: string email: type: string format: email idNumber: type: string response: type: object additionalProperties: true description: Finlink bureau payload (e.g. `FR` scores and records). timeToVerify: type: number format: double verificationStatus: type: string verificationStatusCode: type: integer trustFlowId: type: integer description: Trust flow ID (numeric or echoed identifier). trustValidationId: type: string format: uuid verificationType: type: string metadata: type: object nullable: true additionalProperties: true description: Optional echo metadata from the verification request. securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: JWT description: Use `Bearer {your_api_token}` in the Authorization header. ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.