> ## Documentation Index > Fetch the complete documentation index at: https://docs.idmetagroup.com/llms.txt > Use this file to discover all available pages before exploring further. # Phone & Email Risk Assessment > Returns a fraud risk score with nested phone and email intelligence signals. ## OpenAPI ````yaml api-reference/openapi.json POST /api/v3/verifications/phone-email-risk-assessment openapi: 3.0.3 info: title: IDmeta API description: IDmeta verification and integration API. license: name: MIT version: 1.0.0 servers: - url: https://{environment-subdomain}.idmetagroup.com description: Your environment (replace `{environment-subdomain}`) variables: environment-subdomain: default: integrate enum: - integrate - api.ph description: >- IDmeta environment subdomain. Use `api.ph` for portalph.idmetagroup.com and `integrate` for verify.idmetagroup.com. security: - bearerAuth: [] tags: - name: Processes description: Verification process endpoints - name: Trust Flow Links description: Trust Flow link generation endpoints - name: Compliance description: Compliance verification endpoints - name: Government Data description: Government data verification endpoints - name: Alternative Verifications description: Alternative verification and intelligence endpoints - name: OCR description: Document OCR extraction endpoints paths: /api/v3/verifications/phone-email-risk-assessment: post: tags: - Alternative Verifications summary: Phone & Email Risk Assessment description: >- Returns a fraud risk score with bundled phone and email intelligence. Powered by the Monnai `PHONE_EMAIL_RISK_ASSESSMENT` insight package. Send the same flat JSON body as your trust flow: `country_code`, `phone_number`, `email`, `trustFlowId`, and `trustValidationId`. The response returns `data.scores.fraudRisk` plus nested insight payloads under `data.data` (for example `phone.basic`, `phone.social`, `email.basic`, `email.social`). operationId: phoneEmailRiskAssessmentV3 parameters: - name: Accept in: header required: false schema: type: string default: application/json - name: Content-Type in: header required: false schema: type: string default: application/json requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/PhoneEmailRiskAssessmentRequest' examples: default: summary: Phone & Email Risk Assessment request value: country_code: phone_number: email: trustFlowId: 0 trustValidationId: '{your_trust_validation_id}' responses: '200': description: Phone & Email Risk Assessment verification processed successfully headers: Content-Type: schema: type: string example: application/json content: application/json: schema: $ref: '#/components/schemas/PhoneEmailRiskAssessmentResponse' example: success: true message: Phone & Email Risk Assessment processed successfully data: data: phone: basic: phoneNumber: '60123456789' country: MY phoneType: MOBILE isActive: 'YES' originalCarrier: DIGI TELECOMMUNICATIONS SDN BHD currentCarrier: carrierType: MNO_MAJOR prepaidMarketDominance: HIGH simRegistrationRegime: STRICT_BIOMETRIC networkName: CELCOM AXIATA BERHAD serviceProfileId: '60505' mcc: '502' mnc: '19' lifecycle: porting: numberOfPorts: 0 risk: isPorted: false isDisposable: false phoneTypeRisk: Low phoneTrustIndex: 0 currentNetworkIsPremium: 'True' social: summary: profilesRegistered: 3 namesFound: 0 photosFound: 0 profilesChecked: 7 registeredMerchantProfiles: 0 communicationBreadth: 2 digitalFootprintDiversity: 4 digitalSophisticationIndex: 4 engagementDepthIndex: 2 whatsappProfileCompleteness: Basic subscriptionAffordabilityIndex: 0 totalFreePlatforms: 3 totalFullPaidPlatforms: 0 totalPartialPaidPlatforms: 0 overall: global: count: 3 ratio: 0.3889 local: count: 0 ratio: 0 total: count: 3 ratio: 0.3056 socialCommercialRatio: 2 categories: ECOMMERCE: global: count: 0 ratio: 0 notRegistered: - amazon local: count: 0 ratio: 0 total: count: 0 ratio: 0 EMAIL_PROVIDER: global: count: 0 ratio: 0 local: count: 0 ratio: 0 total: count: 0 ratio: 0 MESSAGING: global: count: 1 ratio: 1 registered: - whatsapp profileDetails: whatsapp: businessAccount: false local: count: 0 ratio: 0 total: count: 1 ratio: 0.5 PROFESSIONAL: global: count: 1 ratio: 1 registered: - microsoft local: count: 0 ratio: 0 total: count: 1 ratio: 1 SOCIAL_MEDIA: global: count: 1 ratio: 0.3333 registered: - instagram notRegistered: - facebook - twitter local: count: 0 ratio: 0 total: count: 1 ratio: 0.3333 MERCHANT: global: notRegistered: - amazonMerchant email: basic: deliverable: true address: jane.doe@gmail.com domain: classification: valid providerType: free_webmail name: gmail.com tld: .com acceptAll: false companyName: Google LLC registrarName: MarkMonitor; Inc. createdAt: '1995-08-13T00:00:00Z' updatedAt: '2025-07-11T00:00:00Z' expiresAt: '2026-08-12T00:00:00Z' type: PUBLIC_FREE websiteExists: true domainAgeDays: 11299 emailDomainLength: 9 emailDomainContainsNumericChars: false emailDomainHyphenCount: 0 emailIsCustomDomain: false emailIsFreeDomain: true emailIsTempDomain: false emailIsSubdomain: false emailSubdomainDepth: 0 emailIsReputedRegistrar: true emailDmarcConfigured: true emailSpfConfigured: true emailHasValidMxRecord: true emailDkimEnabled: false emailIsRiskyTld: false emailIsLocalTld: false emailIsRareTld: false abnormalTldFormat: false breach: isBreached: true noOfBreaches: 6 firstBreach: '2012-12-17T00:00:00Z' lastBreach: '2026-01-09T00:00:00Z' breaches: - platformName: Heroes of Newerth domainName: heroesofnewerth.com breachDate: '2012-12-17T00:00:00Z' - platformName: Chegg domainName: chegg.com breachDate: '2018-04-28T00:00:00Z' - platformName: Cit0day domainName: cit0day.in breachDate: '2020-11-04T00:00:00Z' - platformName: Combolists Posted to Telegram domainName: '' breachDate: '2024-05-28T00:00:00Z' - platformName: Synthient Credential Stuffing Threat Data domainName: '' breachDate: '2025-04-11T00:00:00Z' - platformName: Betterment domainName: betterment.com breachDate: '2026-01-09T00:00:00Z' breachRecencyDays: 192 timeSinceFirstBreach: 4963 lifecycle: activeSinceXDays: 4964 risk: isDisposable: false isRecentBreach: false isFrequentBreached: true emailBreachRiskLevel: Low emailBreachRiskIndex: 0 emailStringAnalysis: length: 12 countAlphanumerics: 12 countNonAlphanumerics: 0 countVowels: 3 countConsonants: 9 countPlusCharacters: 0 countPeriodCharacters: 0 countNumbers: 0 countUpperCaseCharacters: 0 countLowerCaseCharacters: 12 vowelRatio: 0.25 consonantRatio: 0.75 countOfDigitsInSequence: 0 emailLooksHuman: 0.13 emailTypingPattern: 0.08 emailLooksGibberish: 0.91 emailIsTyposquatting: false emailPurposeClass: personal social: summary: profilesRegistered: 20 namesFound: 0 photosFound: 1 profilesChecked: 46 registeredMerchantProfiles: 2 registeredGamingProfiles: 0 communicationBreadth: 2 digitalFootprintDiversity: 9 digitalSophisticationIndex: 5 engagementDepthIndex: 4 subscriptionAffordabilityIndex: 3 totalFreePlatforms: 14 totalFullPaidPlatforms: 0 totalPartialPaidPlatforms: 6 overall: global: count: 19 ratio: 0.3103 local: count: 1 ratio: 0.0357 total: count: 20 ratio: 0.2817 categories: CONSUMER_ELECTRONICS: global: count: 2 ratio: 1 registered: - apple - samsung local: count: 0 ratio: 0 total: count: 2 ratio: 1 ECOMMERCE: global: count: 1 ratio: 1 registered: - amazon local: count: 1 ratio: 0.5 registered: - lazada notRegistered: - deliveroo total: count: 2 ratio: 0.6667 EDUCATION: global: count: 1 ratio: 0.2 notRegistered: - duolingo - ted - babbel - edx local: count: 0 ratio: 0 registered: - coursera total: count: 1 ratio: 0.2 EMAIL_PROVIDER: global: count: 1 ratio: 0.5 registered: - google notRegistered: - yahoo profileDetails: google: photo: local: count: 0 ratio: 0 total: count: 1 ratio: 0.5 ENTERTAINMENT: global: count: 2 ratio: 0.4 registered: - spotify - ea local: count: 0 ratio: 0 total: count: 2 ratio: 0.3333 LIFESTYLE: global: count: 0 ratio: 0 notRegistered: - komoot - bodybuilding local: count: 0 ratio: 0 total: count: 0 ratio: 0 MESSAGING: global: count: 0 ratio: 0 notRegistered: - kommo local: count: 0 ratio: 0 total: count: 0 ratio: 0 PROFESSIONAL: global: count: 6 ratio: 0.4 registered: - github - wordpress - zoho - adobe - codecademy - trello notRegistered: - hubspot - replit - firefox - treehouse - asana local: count: 0 ratio: 0 notRegistered: - insightly total: count: 6 ratio: 0.4 SOCIAL_MEDIA: global: count: 4 ratio: 0.4444 registered: - instagram - pinterest - twitter - gravatar notRegistered: - facebook - flickr - weibo - quora - myspace local: count: 0 ratio: 0 total: count: 4 ratio: 0.4444 TRAVEL: global: count: 0 ratio: 0 notRegistered: - trivago local: count: 0 ratio: 0 total: count: 0 ratio: 0 VPN: global: count: 0 ratio: 0 notRegistered: - airvpn local: count: 0 ratio: 0 total: count: 0 ratio: 0 FINANCIAL: local: notRegistered: - zapper MERCHANT: global: registered: - zohoMerchant - amazonMerchant notRegistered: - zapierMerchant GAMING: global: notRegistered: - chess - kahoot scores: fraudRisk: score: 276 error: timed out meta: requestedPackages: - PHONE_EMAIL_RISK_ASSESSMENT - PHONE_BASIC - PHONE_SOCIAL - EMAIL_BASIC - EMAIL_SOCIAL requestedAt: '2026-07-20T04:19:31Z' durationMs: 12618 referenceId: inputs: cleansed: cleansedPhoneNumber: '+60123456789' inputEmail: jane.doe@gmail.com inputCountryCode: MY inputPhoneNumber: '+60123456789' errors: [] verificationStatus: VERIFIED verificationStatusCode: 3 trustFlowId: 0 trustValidationId: '{your_trust_validation_id}' verificationType: phone_email_risk_assessment metadata: null createdAt: components: schemas: PhoneEmailRiskAssessmentRequest: type: object required: - country_code - phone_number - email - trustFlowId - trustValidationId properties: country_code: type: string description: 'Country calling code for the phone number. Example: `+60`.' phone_number: type: string description: Phone number without the country code prefix. email: type: string format: email description: Email address to assess. trustFlowId: type: integer description: Trust flow ID used when you created the trust validation. trustValidationId: type: string description: Trust validation ID returned from create trust validation. PhoneEmailRiskAssessmentResponse: type: object required: - success - message - data - verificationStatus - verificationStatusCode - trustFlowId - trustValidationId - verificationType properties: success: type: boolean message: type: string data: type: object description: >- Phone & Email Risk Assessment result including fraud risk, nested insight payloads, metadata, and normalized inputs. properties: scores: type: object properties: fraudRisk: type: object additionalProperties: true description: Aggregated fraud risk score and optional reason codes. data: type: object additionalProperties: true description: >- Insight payloads grouped by channel, such as `phone` and `email`. meta: type: object additionalProperties: true description: Request metadata such as timing and reference ID. inputs: type: object additionalProperties: true description: Normalized inputs sent to Monnai. errors: type: array items: type: object description: Errors encountered during processing. verificationStatus: type: string verificationStatusCode: type: integer trustFlowId: type: integer trustValidationId: type: string verificationType: type: string metadata: nullable: true createdAt: type: string description: Timestamp when the verification was created. securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: JWT description: Use `Bearer {your_api_token}` in the Authorization header. ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.